g8rsweetie
Decurion
Southern fried and filled with Gator pride.
Posts: 1,371
|
Post by g8rsweetie on Feb 11, 2009 9:52:31 GMT -5
I have to say that we have truly been blessed. Both hubby and I survived major job cutbacks at both of our companies. I work in finance, so I am extremely lucky. We also managed to sell his house before things went completely in the tank, so now we just rent which is the greatest relief in the world! We do make it a point to say thank you to the man upstairs often because we are going to be able to weather the storm with no kids, no debt, and jobs. I too am buying up the cheap stocks, crossing my fingers, and day dreaming about an island retirement.
|
|
|
Post by maestrojpl on Feb 11, 2009 9:54:42 GMT -5
People are still cutting off fingers with table saws and slipping on the ice so I am good.
People are still planning meeting so wife is good.
So far we are doing fine, but having a rainy day fund is always a necessity IMHO.
|
|
|
Post by nvajacketsfan on Feb 11, 2009 9:56:59 GMT -5
Also when my college kid was home for a month for Christmas he worked at his old job (A 4* restaurant) Mid January I had to go pick up his last paycheck and last Friday I went and picked up his W-2. PACKED both times I went there. the downturn hasnt affected the upper middle class to upper class i would say. at least not in some ways. we all have our necessities and our luxuries. for some, eating out is a luxury. for others, plastic surgery or a new boat or vacation is the first luxury to go, eating out is not. Damn, good point. I know I feel like I am middle class here, and I usually feel like I live in a middle class neighborhood, but as my wife keeps pointing out to me we live an a county with one of the highest median incomes. I think this spring/summer will be interesting to see how many fewer boats are out on the Potomac and the Chesapeake. They don't cut back on meals, but maybe they will be cutting back on the play toys.
|
|
|
Post by redstick13 on Feb 11, 2009 10:20:06 GMT -5
Just graduated with my two bachelors degrees in May 2008. Took a job with an offshore survey company that basically is a third party contractor for oil companies. Lost that job in December. I have been unemployed since, and having a difficult time finding anything. "Overqualified" to go back to restaurants, not enough experience to get a GIS/CIS job. Mrs. Klink is no more as well. And as a side note, Alabama unemployment compensation is fucking horrible. Those cheap bastards have the most unreliable system in the country. So to answer your question, my personal economy is much, much worse... I can relate to that. We've laid off about 60% of our workforce and demoted/cut wages on another say 20%. It was a bloodfest here in CO. I was one of the lucky ones that managed to survive untouched. I check myself for bullet holes each and every morning.
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 10:26:11 GMT -5
Just graduated with my two bachelors degrees in May 2008. Took a job with an offshore survey company that basically is a third party contractor for oil companies. Lost that job in December. I have been unemployed since, and having a difficult time finding anything. "Overqualified" to go back to restaurants, not enough experience to get a GIS/CIS job. Mrs. Klink is no more as well. And as a side note, Alabama unemployment compensation is fucking horrible. Those cheap bastards have the most unreliable system in the country. So to answer your question, my personal economy is much, much worse... I can relate to that. We've laid off about 60% of our workforce and demoted/cut wages on another say 20%. It was a bloodfest here in CO. I was one of the lucky ones that managed to survive untouched. I check myself for bullet holes each and every morning. It blows because when I joined on, oil prices were very high and everything was all good. Then the damn bottom fell out, and of course I along with many of my newly hired colleagues where the first to go. Now I'm fucked on both ends...looks like I'm going to start going to campus for that damn Masters instead of the two online courses I'm in now...
|
|
crimson2007
Senator
![*](//storage.proboards.com/forum/images/stars/star.png)
When it rains...it pours like hell.
Posts: 3,164
|
Post by crimson2007 on Feb 11, 2009 10:28:33 GMT -5
I guess I would say better. Mrs. Crimson and I are very lucky. According to Forbes, the county we live in, was named the country's best place to live to weather the economy.
We both have good jobs that have not been effected and we both got good raises and bonuses during Christmas. My IRA is the only thing that has taken a hit, but it is not a big deal right now.
We are starting to do that Dave Ramsey thing and pay off all of our debt. We have no car payments and we just paid off three credit cards with only one left. We are very blessed.
|
|
WHO
Senator
![*](//storage.proboards.com/forum/images/stars/star.png)
I'm Back.... Prepare Your Angus!
Posts: 3,753
|
Post by WHO on Feb 11, 2009 10:29:26 GMT -5
I refinanced my house last week saving 2 points of interest, went from a 15 to a 30 year loan "just in case" but plan to pay it off in 15. Wife quit job two weeks ago so we are restructuring our life style anyway..... or she gets back on the market. But honestly, 35%-40% of her income was zapped by taxes anyway so combined with the refi it will not have it hasnt not had the devasting effect I would have thought....plus we changed the porch lite to one of those enegy saver bulbs.
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 10:33:48 GMT -5
I guess I would say better. Mrs. Crimson and I are very lucky. According to Forbes, the county we live in, was named the country's best place to live to weather the economy. We both have good jobs that have not been effected and we both got good raises and bonuses during Christmas. My IRA is the only thing that has taken a hit, but it is not a big deal right now. We are starting to do that Dave Ramsey thing and pay off all of our debt. We have no car payments and we just paid off three credit cards with only one left. We are very blessed. Madison County is a great place to make it through this if you already have a job, but damn if it isn't hard to find one! I'm going to Bridge Street today to apply at that restaurant Ketchup. You ever ate there? Is it any good? Also, tomorrow I'll have an opportunity to go to the new one the Melting Pot... Love the new Av BTW.
|
|
GatorzBack2Back
Senator
![*](//storage.proboards.com/forum/images/stars/star.png)
At halftime, he shall heal the sick, feed the hungry, and circumsize the anteaters.
Posts: 3,544
|
Post by GatorzBack2Back on Feb 11, 2009 10:35:47 GMT -5
plus we changed the porch lite to one of those enegy saver bulbs. BENEDICT ARNOLD!!!!! You sucking Al Gore's balls now? TRAITOR!!!!!! ;D ;D ;D ;D ;D ;D ;D
|
|
|
Post by bluefang on Feb 11, 2009 10:36:29 GMT -5
I look forward to pulling up stakes and moving to Lauderdale County as soon as the wife says lets go
|
|
|
Post by Life's too short. on Feb 11, 2009 10:38:35 GMT -5
Investing as much as ever in mutual funds. When the market finally goes back up....whoa nelly ;D Amen to that. I'm still squeeking things out now that I'm working again, but being laid off for 20 months pretty much wiped us out and left us with deferred debts that are barely letting us make ends meet. I need a raise or two and a couple more bonuses to get the cash flow solidly back in the black.
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 10:41:13 GMT -5
I look forward to pulling up stakes and moving to Lauderdale County as soon as the wife says lets go Dayum PJ, you must really be old. Don't you know that the only reason to move to Lauderdale Co. is to go to UNA or if you're over 65? ![;)](//storage.proboards.com/forum/images/smiley/wink.png)
|
|
|
Post by bluefang on Feb 11, 2009 10:42:44 GMT -5
I look forward to pulling up stakes and moving to Lauderdale County as soon as the wife says lets go Dayum PJ, you must really be old. Don't you know that the only reason to move to Lauderdale Co. is to go to UNA or if you're over 65? ![;)](//storage.proboards.com/forum/images/smiley/wink.png) Or to fire guns off your back porch
|
|
|
Post by redstick13 on Feb 11, 2009 10:42:46 GMT -5
I can relate to that. We've laid off about 60% of our workforce and demoted/cut wages on another say 20%. It was a bloodfest here in CO. I was one of the lucky ones that managed to survive untouched. I check myself for bullet holes each and every morning. It blows because when I joined on, oil prices were very high and everything was all good. Then the damn bottom fell out, and of course I along with many of my newly hired colleagues where the first to go. Now I'm fucked on both ends...looks like I'm going to start going to campus for that damn Masters instead of the two online courses I'm in now... I think we'll see things start to settle down by the end of summer and gradually start picking back up.
|
|
|
Post by wayslow1 on Feb 11, 2009 10:43:10 GMT -5
I've got to say better, but that's due to getting hitched in January. Two incomes > One income.
|
|
|
Post by redstick13 on Feb 11, 2009 10:45:12 GMT -5
Dayum PJ, you must really be old. Don't you know that the only reason to move to Lauderdale Co. is to go to UNA or if you're over 65? ![;)](//storage.proboards.com/forum/images/smiley/wink.png) Or to fire guns off your back porch There's much to be said for that amenity.
|
|
ptrouty10
Supreme Pontiff
![*](//storage.proboards.com/forum/images/stars/star.png) ![*](//storage.proboards.com/forum/images/stars/star.png)
You want some of the Trojans Pilgram?
Posts: 4,284
|
Post by ptrouty10 on Feb 11, 2009 10:46:57 GMT -5
I'm screwed..........
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 10:48:05 GMT -5
Dayum PJ, you must really be old. Don't you know that the only reason to move to Lauderdale Co. is to go to UNA or if you're over 65? ![;)](//storage.proboards.com/forum/images/smiley/wink.png) Or to fire guns off your back porch Ok, I can see the point in that then...
|
|
crimson2007
Senator
![*](//storage.proboards.com/forum/images/stars/star.png)
When it rains...it pours like hell.
Posts: 3,164
|
Post by crimson2007 on Feb 11, 2009 10:48:07 GMT -5
Madison County is a great place to make it through this if you already have a job, but damn if it isn't hard to find one! I'm going to Bridge Street today to apply at that restaurant Ketchup. You ever ate there? Is it any good? Also, tomorrow I'll have an opportunity to go to the new one the Melting Pot... Love the new Av BTW. RTK, I am sorry to hear about your bad luck recently. A few co-workers and I go to Ketchup about once every two weeks. I work right across the street from Bridge Street so it is about a one minute drive. They always seem to have some pretty hot females working there and the food is pretty tasty. It is definitely a different experience. Have you ever seen their menu? If you are interested, you should also check out Dolce. It is directly across from Ketchup, and they are under the same management. Dolce's food is fantastic. I am not familiar with the Melting Pot. Where is that?
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 10:51:03 GMT -5
Madison County is a great place to make it through this if you already have a job, but damn if it isn't hard to find one! I'm going to Bridge Street today to apply at that restaurant Ketchup. You ever ate there? Is it any good? Also, tomorrow I'll have an opportunity to go to the new one the Melting Pot... Love the new Av BTW. RTK, I am sorry to hear about your bad luck recently. A few co-workers and I go to Ketchup about once every two weeks. I work right across the street from Bridge Street so it is about a one minute drive. They always seem to have some pretty hot females working there and the food is pretty tasty. It is definitely a different experience. Have you ever seen their menu? If you are interested, you should also check out Dolce. It is directly across from Ketchup, and they are under the same management. Dolce's food is fantastic. I am not familiar with the Melting Pot. Where is that? Ketchup and the Melting Pot are the only ones hiring right now according to the Bridge Street website. The Melting Pot is supposed to be brand new, and probably isn't open yet. Fondue type stuff if I'm not mistaken. I've worked in restaurants with lots of hot females before, so this couldn't be too bad if I can get hired!
|
|
|
Post by wayslow1 on Feb 11, 2009 10:51:03 GMT -5
Or to fire guns off your back porch Ok, I can see the point in that then... I'll be going there Saturday to eat at Ricatoni's...does that count as a good reason?
|
|
crimson2007
Senator
![*](//storage.proboards.com/forum/images/stars/star.png)
When it rains...it pours like hell.
Posts: 3,164
|
Post by crimson2007 on Feb 11, 2009 10:54:03 GMT -5
Ok, I can see the point in that then... I'll be going there Saturday to eat at Ricatoni's...does that count as a good reason? I used to love that place. I would go up there and drink and eat all the free bread I could when I was in college.
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 10:57:45 GMT -5
Ok, I can see the point in that then... I'll be going there Saturday to eat at Ricatoni's...does that count as a good reason? Pretty good reason I guess, except that Rick is one crazy coked out bastard!
|
|
crimson2007
Senator
![*](//storage.proboards.com/forum/images/stars/star.png)
When it rains...it pours like hell.
Posts: 3,164
|
Post by crimson2007 on Feb 11, 2009 11:01:42 GMT -5
I'll be going there Saturday to eat at Ricatoni's...does that count as a good reason? Pretty good reason I guess, except that Rick is one crazy coked out bastard! Is that the freak who is in those weird commercials?
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 11:04:02 GMT -5
Pretty good reason I guess, except that Rick is one crazy coked out bastard! Is that the freak who is in those weird commercials? Yeah, Rick Elliot. He's the owner. I almost started to work for him, then the week before I was supposed to start he went through and fired 5 of my friends (and 3 others) for no apparent reason. I decided right then and there it was simply a place I would eat, but never work at.
|
|
TPAWZ
Decurion
MIZ FKU
Posts: 1,374
|
Post by TPAWZ on Feb 11, 2009 11:10:34 GMT -5
Sorry to hear about your troubles RTK.
Have you thought about trying to work for FED, STATE, or LOCAL GOVT?
My wife works for the State of Missouri and I work for the City of Osage Beach. Both of our jobs are reasonably secure. The pay is not what most would consider great but the benefits are pretty decent. We have been able to live normal lives and pay the college tuition for my son at the University of Missouri on what we make jointly. According to the Feds we make too much to qualify for any assistance on the college tuition. I say Bullshit.
Just a thought.
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 11:12:57 GMT -5
Sorry to hear about your troubles RTK. Have you thought about trying to work for FED, STATE, or LOCAL GOVT? My wife works for the State of Missouri and I work for the City of Osage Beach. Both of our jobs are reasonably secure. The pay is not what most would consider great but the benefits are pretty decent. We have been able to live normal lives and pay the college tuition for my son at the University of Missouri on what we make jointly. According to the Feds we make too much to qualify for any assistance on the college tuition. I say Bullshit. Just a thought. Trust me, I've looked into it a whole lot. Problem is the 7 flaming hoops you have to jump through just to get your foot in the door. It's an option, but at this point I need a job that I can start right away.
|
|
TPAWZ
Decurion
MIZ FKU
Posts: 1,374
|
Post by TPAWZ on Feb 11, 2009 11:16:54 GMT -5
It may not help right away but if you will do the fucking paperwork and get your name on the list at state govt. Your degree and short work experience might be enough to sway one of the head dogs at some state agency. You mentioned surveying. What type?
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2009 11:17:49 GMT -5
I've got to say better, but that's due to getting hitched in January. Two incomes > One income. Exactly the same with me... got married in June... and it's been a big help... my job is safe and we think hers is also... We're also lucky in the Morgantown's economy seems to be stable and life has continued around here much like it did 4-5 years ago....
|
|
|
Post by NCBulldawg on Feb 11, 2009 11:18:08 GMT -5
I have no idea how well I am doing. I make my living working on commercials, and around here in Charlotte, that means one business in particular, NASCAR. Dec/Jan are always busy as the build up to the season and Daytona dominate the work as commercials are key for the Super Bowl of NASCAR is played at the beginning of the season.
Well, February is here and I do not have one day on the books for this month. Yeah, February is a naturally slower month after the "Daytona rush", so to speak, as my last two Feb's prior to this have yielded a total of four days total. I won't know if this year is different due to the auto industry troubles and/or teams sponsorship issues that has companies spending less.
We shall see. Just have to thank somebody for a blessed month of January.
As for the restaurants and car dealers, motorhomes and boat lots I pass out on the highway, I have to say, they aren't moving shit off those lots. Car dealers have closed, every restaurant I go into has people asking for employment applications and see a belt tightening all around.
Me? I still go out to eat, the movies and see plenty of music, but now if March turns into a February and not a January, my world will take a significantly different approach as I will have to rethink a new approach to what I am doing.
|
|