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Post by bluefang on Feb 11, 2009 5:53:44 GMT -5
We know that some of our friends here have been laid off and or lost jobs or been witness to it. But just curious how things economically have gone personally for you and your family?
Also what things/ choices you might have made that have made things better for you or your family that might help others.
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BAmaMAn
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Post by BAmaMAn on Feb 11, 2009 8:01:26 GMT -5
My wife and I own an apartment rental business and, as we adjust rates in conjunction with the economy, our economic situation basically remains constant.
Being self-employed allows us the time to partake, more than most, in our church's charitable activities and we are also active members in our community's Relay for Life; both of us having lost loved ones to cancer.
RTR&MGB!!!
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Post by redstick13 on Feb 11, 2009 8:03:02 GMT -5
I put Mrs. RS13 to work in anticipation of me taking a hit but it hasn't come to fruition.
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Post by raleighrebel on Feb 11, 2009 8:08:54 GMT -5
I am lucky, in that we are doing fine. Mrs RR is a teacher and coach, so she would never lose her job. I work for a company that is really strong financially, so I am fine. I am actually getting a promotion.
commissions are a little less, but aside from that, things are ok
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Post by irish08 on Feb 11, 2009 8:13:04 GMT -5
Well things right now are fine, I work as a Financial Aid officer for a school, so unless the school goes out of business I should be ok.
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csd10
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Post by csd10 on Feb 11, 2009 8:16:34 GMT -5
My situation has remained about the same. I work for a small university in marketing and public affairs, and the recession hasn't affected us. Also, not married and don't have kids, so there's no added financial pressure there.
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Post by athens on Feb 11, 2009 8:20:53 GMT -5
The company I work for laid off about 550 a few weeks ago (about 5% of the workforce). I have been blessed so far. They haven't stopped matching 401k like UPS and others yet, or anything like that. No raises this year, but that was expected.
Mrs. Athens works in law enforcement. Never any shortage of customers there, although the state has started a 1 day a month furlough for all workers.
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Post by LaylaGator on Feb 11, 2009 8:26:45 GMT -5
I just got a new job with a law firm, so my personal economy gets better starting Monday. I am a litigator, and fortunately for me, people will probably always sue one another no matter the state of the economy.
(For the record, I am a defense attorney... not an ambulance-chaser.)
I am a single mom to a 10-month old baby, who I'd like to send to private school in a couple years, so the pressure is officially "on" to get my career in gear.
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Post by bluefang on Feb 11, 2009 8:53:34 GMT -5
I am retired military, own a small business, looking at possibly going in on another one. My wife recently retired military and now just last week switched jobs and is Civil Service....
Meaning I am "fixed income" with little to no debt, I haven't been impacted, except for the college freshman that likes to call and ask for money.
Speaking of my small business, it is winter in the lawn care business but business is BOOMING. I just had a supervisor quit to start his own business. I am actually turning away new customers and just hired a newbie.
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huntgator
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Post by huntgator on Feb 11, 2009 8:54:20 GMT -5
Yeah, personally my economy has improved over the past couple of years. Continue to get the bonuses and yearly raises. Ditched the wife and sent her North...It's all good in Huntland!
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WHO
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Post by WHO on Feb 11, 2009 8:56:28 GMT -5
Laid..did somebody say get laid? ![](http://img5.imageshack.us/img5/4724/00thedukesofhazzardbj7.jpg)
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Post by bluefang on Feb 11, 2009 8:57:07 GMT -5
I am retired military, own a small business, looking at possibly going in on another one. My wife recently retired military and now just last week switched jobs and is Civil Service.... Meaning I am "fixed income" with little to no debt, I haven't been impacted, except for the college freshman that likes to call and ask for money. Speaking of my small business, it is winter in the lawn care business but business is BOOMING. I just had a supervisor quit to start his own business. I am actually turning away new customers and just hired a newbie. I also have a good chunk in savings, pulled most of my stocks out of the market a while back and they are sitting in a money market account and kids Education IRA's are safe...The 2 older ones are mostly paid for the 2 younger ones are sucking right now.
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Post by athens on Feb 11, 2009 8:59:18 GMT -5
Investing as much as ever in mutual funds. When the market finally goes back up....whoa nelly ;D
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Post by Buckeye Dave on Feb 11, 2009 9:02:05 GMT -5
Luckily my family hasn't been impacted yet but we are definitely starting to be more "thrifty" with our money and I think we probably won't be taking our annual spring break trip to Scottsdale AZ.
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Post by bluefang on Feb 11, 2009 9:02:21 GMT -5
Investing as much as ever in mutual funds. When the market finally goes back up....whoa nelly ;D I didn't change anything with mutual funds and am still buying monthly....
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Post by Buckeye Dave on Feb 11, 2009 9:03:54 GMT -5
Yeah, I stayed pretty aggressive with my 401k plan. Holding steady and buying cheap.
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GatorzBack2Back
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Post by GatorzBack2Back on Feb 11, 2009 9:04:26 GMT -5
I am VP of Marketing for a development firm, as well as the broker of record. We put our residential stuff on hold 2 years ago to focus on commercial. The shopping needed to catch up to the influx of residents. Luckily, I live in the fastest growing city in America, so we haven't taken as big of a hit as the rest of the country. Our housing has actually been on the rise again for 12 months now. But things are still tight. We're cutting back like everyone else. Combining my friends wedding with our family vacation....stuff like that. But, things will be much better in a few months when retailers realize that the sky hasn't, in fact, fallen like everyone was saying it would. Then they will sign these stupid leases and we can get rolling again. Then it's back to coke off of whore's nipples, instead of meth off of crackheads' asses..... ![:D](//storage.proboards.com/forum/images/smiley/grin.png)
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Post by LaylaGator on Feb 11, 2009 9:12:07 GMT -5
"Then it's back to coke off of whore's nipples, instead of meth off of crackheads' asses....."
Good times!
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GatorzBack2Back
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Post by GatorzBack2Back on Feb 11, 2009 9:20:14 GMT -5
I had a feeling Layla would be on board..... ![;)](//storage.proboards.com/forum/images/smiley/wink.png)
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Post by nvajacketsfan on Feb 11, 2009 9:22:39 GMT -5
I am VP of Marketing for a development firm, as well as the broker of record. We put our residential stuff on hold 2 years ago to focus on commercial. The shopping needed to catch up to the influx of residents. Luckily, I live in the fastest growing city in America, so we haven't taken as big of a hit as the rest of the country. Our housing has actually been on the rise again for 12 months now. But things are still tight. We're cutting back like everyone else. Combining my friends wedding with our family vacation....stuff like that. But, things will be much better in a few months when retailers realize that the sky hasn't, in fact, fallen like everyone was saying it would. Then they will sign these stupid leases and we can get rolling again. Then it's back to coke off of whore's nipples, instead of meth off of crackheads' asses..... ![:D](//storage.proboards.com/forum/images/smiley/grin.png) Retail is the only place it IS showing up here in the DC burbs... We have had layoffs, but I think Unemployment up her is still well bellow the national avg, but the restaurants still have hour waits on weeknights. But, the retail stores are going under one after another... I think because we have the Dulles Corridor many just don't have any issue with bargain hunting on the internet.
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Post by osubob on Feb 11, 2009 9:24:05 GMT -5
I am lic ky, even though being in the mortgage business you would think I am hurting, but with the company I work for being very ahead of the game in most aspects of business, very low interest rates, I am making more money now than I was last year so far... dec, jan, feb, and march right now are all going to be pretty lucrative for me... I am very lucky and my best wishes to any of you who have fallen on hard times
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Post by irish08 on Feb 11, 2009 9:30:04 GMT -5
osubob,
Well glad to here, but I am giving you a +1. You have to get off of that unlucky #13
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Post by bluefang on Feb 11, 2009 9:33:19 GMT -5
I am VP of Marketing for a development firm, as well as the broker of record. We put our residential stuff on hold 2 years ago to focus on commercial. The shopping needed to catch up to the influx of residents. Luckily, I live in the fastest growing city in America, so we haven't taken as big of a hit as the rest of the country. Our housing has actually been on the rise again for 12 months now. But things are still tight. We're cutting back like everyone else. Combining my friends wedding with our family vacation....stuff like that. But, things will be much better in a few months when retailers realize that the sky hasn't, in fact, fallen like everyone was saying it would. Then they will sign these stupid leases and we can get rolling again. Then it's back to coke off of whore's nipples, instead of meth off of crackheads' asses..... ![:D](//storage.proboards.com/forum/images/smiley/grin.png) We have had layoffs, but I think Unemployment up her is still well bellow the national avg, but the restaurants still have hour waits on weeknights. That is a VERY INTERESTING POINT.... I noticed that recently too when gong out to dinner one night with my wife. Restaurants seemed to still be packed even Bigger $$$ ones.
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Deleted
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Post by Deleted on Feb 11, 2009 9:35:28 GMT -5
Just graduated with my two bachelors degrees in May 2008. Took a job with an offshore survey company that basically is a third party contractor for oil companies. Lost that job in December. I have been unemployed since, and having a difficult time finding anything. "Overqualified" to go back to restaurants, not enough experience to get a GIS/CIS job.
Mrs. Klink is no more as well. And as a side note, Alabama unemployment compensation is fucking horrible. Those cheap bastards have the most unreliable system in the country.
So to answer your question, my personal economy is much, much worse...
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Post by nvajacketsfan on Feb 11, 2009 9:36:48 GMT -5
Just graduated with my two bachelors degrees in May 2008. Took a job with an offshore survey company that basically is a third party contractor for oil companies. Lost that job in December. I have been unemployed since, and having a difficult time finding anything. "Overqualified" to go back to restaurants, not enough experience to get a GIS/CIS job. Mrs. Klink is no more as well. And as a side note, Alabama unemployment compensation is fucking horrible. Those cheap bastards have the most unreliable system in the country. So to answer your question, my personal economy is much, much worse... puff, puff, pass? ![???](//storage.proboards.com/forum/images/smiley/huh.png)
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Post by osubob on Feb 11, 2009 9:38:13 GMT -5
best wishes to you Klink, I have a few friends that just graduated and they couldnt find anything so they just went back to school to get a graduate degree and hoping that in another 3-4 years the job markets will be a lot better, wish you the best man, that sucks... with the new stimulus package, I believe they will be upping unemployment compensation if it gets approved, at least it will be here in Ohio from what I have seen, as I have a few freinds that have been laid off recently as well... again good luck man
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Post by bamaincolorado on Feb 11, 2009 9:41:27 GMT -5
I am a Field Service Manager for Dish Network, although our stock is down, like everyone Else's. I just got an annual raise of 5% and my office just hired 9 new technicians in the last 2 weeks.
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Post by bluefang on Feb 11, 2009 9:42:40 GMT -5
We have had layoffs, but I think Unemployment up her is still well bellow the national avg, but the restaurants still have hour waits on weeknights. That is a VERY INTERESTING POINT.... I noticed that recently too when gong out to dinner one night with my wife. Restaurants seemed to still be packed even Bigger $$$ ones. Also when my college kid was home for a month for Christmas he worked at his old job (A 4* restaurant) Mid January I had to go pick up his last paycheck and last Friday I went and picked up his W-2. PACKED both times I went there.
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Deleted
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Post by Deleted on Feb 11, 2009 9:44:46 GMT -5
Just graduated with my two bachelors degrees in May 2008. Took a job with an offshore survey company that basically is a third party contractor for oil companies. Lost that job in December. I have been unemployed since, and having a difficult time finding anything. "Overqualified" to go back to restaurants, not enough experience to get a GIS/CIS job. Mrs. Klink is no more as well. And as a side note, Alabama unemployment compensation is fucking horrible. Those cheap bastards have the most unreliable system in the country. So to answer your question, my personal economy is much, much worse... puff, puff, pass? ![???](//storage.proboards.com/forum/images/smiley/huh.png) I wish, personally I haven't smoked in about a month. Can't afford it. I like it a lot, but had to cut it and alcohol out as it is wasteful spending...
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Post by raleighrebel on Feb 11, 2009 9:45:31 GMT -5
That is a VERY INTERESTING POINT.... I noticed that recently too when gong out to dinner one night with my wife. Restaurants seemed to still be packed even Bigger $$$ ones. Also when my college kid was home for a month for Christmas he worked at his old job (A 4* restaurant) Mid January I had to go pick up his last paycheck and last Friday I went and picked up his W-2. PACKED both times I went there. the downturn hasnt affected the upper middle class to upper class i would say. at least not in some ways. we all have our necessities and our luxuries. for some, eating out is a luxury. for others, plastic surgery or a new boat or vacation is the first luxury to go, eating out is not.
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